Legal Information

Terms of Service

1. Introduction

Welcome to ACREVA. By accessing our platform, you agree to these terms. Please read them carefully.

2. Savings Terms

Minimum Save Period: 30 days

Early Withdrawal: A 20% breaking fee applies if you withdraw before the minimum save period.

Interest Withdrawal: Referral and bonus interest can be withdrawn anytime as long as the user has at least one referral.

Savings Withdrawal: Savings and Savings Interest can only be withdrawn after the minimum save period.

3. Interest Rates

Base Rate: 10% weekly interest on savings.

Bonus Interest: Performing referrals and completing tasks can increase your weekly interest rate.

4. Account Management

You are responsible for maintaining the security of your account credentials.

We reserve the right to suspend or terminate accounts that violate our terms.

5. Eligibility & Use

You must be at least 18 years old and reside in a supported country to use Acreva. You agree to use the platform for lawful purposes only.

6. No Financial Advice

Acreva provides tools for saving but does not offer financial, investment, or tax advice. Users should consult a qualified advisor for financial decisions.

7. Limitation of Liability

Acreva is not liable for any loss or damages resulting from use of the platform, including but not limited to financial loss, system outages, or data breaches beyond our control.

8. Modifications to Terms

We may modify these Terms at any time. Users will be notified of significant changes via email or platform notice.

Privacy Policy

1. Information We Collect

Personal Information: Full name, email address, phone number, and identification documents.

Usage Data: IP address, browser type, device information, and interaction data on the platform.

2. How We Use Your Information

To provide and maintain our services.

To process transactions and manage your savings account.

To personalize and improve your user experience.

To communicate with you regarding service updates or support.

To comply with legal and regulatory obligations.

To detect and prevent fraud or misuse of our services.

3. Sharing of Information

We do not sell your personal information.

We may share data with financial partners, regulators, or trusted service providers under confidentiality agreements, where required to operate our platform or meet legal obligations.

4. Data Security

We implement industry-standard security measures to protect your data.

All data is encrypted in transit (TLS) and at rest (AES-256 or equivalent).

Regular security audits and penetration testing are conducted.

5. Your Rights

You may have rights to access, correct, or delete your personal data.

You may also object to or restrict certain processing and have the right to withdraw consent at any time.

To exercise your rights, contact us at privacy@acreva.com.

6. Data Retention

We retain your information only as long as necessary to provide our services or meet legal requirements.

7. Updates to This Policy

We may update this policy periodically. Changes will be communicated via email or on our platform.

8. Contact Us

If you have any questions or concerns, contact us at privacy@acreva.com.

Disclaimers

1. General Disclaimer

The information provided by Acreva is for general informational purposes only and does not constitute financial advice. Users should seek personalized advice from a qualified financial advisor before making any savings or investment decisions.

2. Security and Risk Disclaimer

While Acreva uses industry-standard security measures to protect your data and funds, no system is completely immune to risk. Users are responsible for maintaining the confidentiality of their account credentials.

3. Interest Rates

The stated interest rates are subject to change based on market conditions and platform performance. Bonus interest rates from referrals and tasks are not guaranteed and may vary.

4. Platform Availability

We strive to maintain platform availability but cannot guarantee uninterrupted access. Scheduled maintenance and unforeseen circumstances may affect service.